Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Gloria Spencer, Mortgage Loan Officer at NEXA Lending. NMLS #2468384. Call (770) 464-6184.
Gloria Spencer is a Mortgage Loan Officer at NEXA Lending (NMLS #2468384). Expert mortgage loan originator in Georgia helping first-time buyers, refinancing, and home purchases. Licensed #2468384. Call (770) 464-6184 today.
Gloria Spencer is licensed to provide mortgage services in Georgia.
Gloria Spencer offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Georgia. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (770) 464-6184 and email gspencer@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Gloria Spencer's NMLS license number is 2468384. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Gloria Spencer will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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